Payment Processing
With full transparency and easy-to-understand pricing you will know you’re getting the best payment processing solution for your business. There’s never any obligation to my clients – no contracts, no hidden fees, close the account anytime without penalty. All of the merchant account types and solutions offered allow payments to be processed anywhere at any time. Please review the options I have below and let’s get your business set up with the right merchant account today!
Cash Discount Account
Eliminates the processing costs to the business for ALL card payments
Cash discount, also known as no-cost processing, is a type of account that is great for many businesses but not all. This account takes the processing fee on all card payments and passes it to the cardholder – adding a small fee
to each transaction. The business essentially gets to accept any card payment without incurring the fees that go with it while also receiving 100% of the revenue from the sale.
**Free equipment provided.**
Surcharge Account
Eliminates the processing costs to the business for Credit Card payments
Surcharging, also known as no-cost credit processing, is another type of account that gives the business the option of passing on the cost of accepting credit payment while still covering the cost of accepting debit payment. Because debit is accepted at a significantly lower cost most businesses can reduce their overall monthly processing fees by 80% or more with this program.
**Free equipment provided.**
Traditional
Account
Business covers the processing costs for card payments
Interchange Plus is the best low-cost processing option for a traditional merchant account. The interchange fees charged by the card brands (Visa, MasterCard…) are passed through and a tiny markup is added for my services. This type of account is always less expensive than flat-rate and tiered accounts and is easy to understand.
**Discounted equipment provided.**
Accept E-Checks Using ACH Processing Account
Accepting payments by using direct debit with an eCheck
Your customers can transfer the information from their actual paper checks into an online form. This then allows your business to easily accept their payment digitally. Typically, this is cheaper than using credit cards and has much more security than getting a paper check in your mail.
Equipment Solutions
No matter your current size, your business can quickly gain all the payment capabilities needed to grow to the next level. With the equipment solutions offered you will be able to accept all Credit, Debit, EBT and EMV “chip” cards, as well as contactless payments like Apple and Google Pay. Whether you are taking payments in a store, on the road or from your website, Petrella Payment Solutions has the technology to help run and manage your businesses transactions.
IN STORE
Advanced terminal and Point of Sale solutions allow brick-and-mortar businesses to accept all card types safely and securely.
MOBILE
Handheld terminals and mobile credit card readers allow your business to take payments from anywhere. Integrated with an online gateway, you can easily manage the transactions made from your mobile swiper.
ONLINE
The robust online gateway has everything you need to process payments on your website, create and send invoices or take payments over the phone.
Merchant Cash Advance
With a cash advance your business gets the money it needs to take full advantage of growth opportunities without having to negotiate with a bank or worry about long term interest rates. This cash advance is not a loan. The working capital provided has no restrictions on use and will let you improve the future of your business by accessing cash now. Use it to fund payroll, buy equipment, open new locations, hire staff and more. If you need cash for your business and need it fast, a merchant cash advance is a great solution for you!
Key Features:
~ You qualify for a cash advance by leveraging an asset you may not have thought of utilizing – your future credit/debit card receivables.
~ The advance will be paid back via a small, agreed-upon percentage of your daily card transactions. All you have to do is keep doing business as usual.
Key Benefits:
~ No personal collateral required
~ No traditional restrictions
~ No fixed payment schedules
~ Same-day pre-approval process
~ Funding as fast as 24 hours after approval
~ No bank fees – just the cash your business needs
